The Indian Railway Catering and Tourism Corporation (IRCTC) have launched its own payment aggregator system, IRCTC iPay, a step which will help promote government's Digital India initiative. A statement from the railways' catering and ticketing arm said “With the launch of IRCTC iPay, the passengers will not need any third-party platforms as the IRCTC iPay provides payment options like credit card, debit card, UPI– Unified Payment Interface, International Card. The option of IRCTC prepaid card cum wallet, auto debit shall also be available shortly.” “This will help reduce the gap between IRCTC and banks which will eventually lead to substantial reduction in payment failures. Moreover, in case an online transaction is unsuccessful or some other error occurs, IRCTC can directly get in touch with the bank instead of relying on an intermediate source which usually delays the process,” the statement said. Therefore, this digital payment gateway will provide an improved online digital payment convenience and ease of doing business to passengers availing online travel related services. This step taken up by the Indian Railway and Tourism Corporation is one among the other steps taken by the Indian government to promote the initiative made by the government for making Digital India.
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