The three things which are essential to human life are roti, kapda aur makan (Food, Cloth, and House). Without these, the life of a human being would be like a fish without water. From the very first day, after he took the oath as Prime Minister of India, Narendra Modi has been on a mission to provide all the basic amenities to the needy people of India which includes electricity, toilets, and houses etc.
Developing countries like India must provide these basic amenities to each of its countrymen to make sure that they are also at a par with the people of other developed countries.
The aim of government’s Awaas Yojana is to provide financial assistance to the rural poor families who do not have a house and those BPL families living in dilapidated and kutcha houses for construction of a house and also to provide land to the landless poor.
Prime Minister Modi launched Pradhan Mantri Awas Yojana – Gramin (PMAY-G) on November 20, 2016. The earlier rural housing programme, Indira Awaas Yojana (IAY), was restructured into PMAY-G. In 2014, a performance audit report by the Comptroller and Auditor General of India pointed to gaps which impacted the outcomes of the IAY-programme. The report pointed out below key differences between IAY and current PMAY-G:
* Non-assessment of a housing shortage.
* Lack of transparency in the selection of beneficiaries.
* Low quality of house & lack of technical supervision.
* Lack of convergence.
* Weak monitoring mechanisms.
* Loans not availed by beneficiaries.
* Weak the mechanism for monitoring was limiting the impact and outcomes of the programme.
The present government immediately acted on above shortcomings and formulated the IAY into new structured and well-managed scheme and that is known as PMAY-G. The answers to all the gaps and shortcomings of earlier IAY, which were an impediment to achieve the success of “Housing For All”, is AwasSoft. It is an online portal where programme implementation and monitoring is to be carried out through an end to end e-Governance model. While AwaasSoft is a workflow-enabled, web-based electronic service delivery platform through which all critical function of PMAY-G, right from identification of beneficiary to providing construction linked assistance are being carried out.
This online portal and its mobile app are the real backbones of this new structured PMAY-G. The officers are monitoring the project in real time, the evidence-based progress of house construction through date and time stamped and geo-referenced photographs of the house. All payments to a beneficiary are to be through DBT to beneficiary’s Bank/post office accounts registered in the AwasSoft portal.
The best thing about this scheme is that there is no middleman and most of the work is managed by technology. As a result, rural housing scheme has doubled the number of houses built from 18.22 lakhs to 32.33 lakhs during the period from 2015-16 to 2016-17.In Contrast to IAY, PMAY-G gives more benefits and transparency to the scheme:
The monetary assistance is given to beneficiaries from of Rs. 70,000 in plains is enhanced to 75,000. For the hilly areas, the monetary benefits enhanced to Rs. 1, 30,000 from Rs. 1, 20,000.Also, another major step is to link PMAY-G with other GOI’s schemes. For instance, providing of toilets through Swachch Bharat Mission, LPG connections through Ujjwala are the key benefits that will be provided to the beneficiary. GOI has already made it mandatory to have the construction of toilets along with the pucca house under PMAY-G.The blend of hard work and technology is making these schemes more transparent and certainly, it would help to achieve the goal of “Houses For All” in 2022.